China's five-year loan market quotation Intrerest Rate as of November 20

People's Bank of China, China Foreign Exchange Trading Center announced the China's five-year loan market quotation Intrerest Rate as of November 20 on 2025-11-20.

Regarding the China's five-year loan market quotation Intrerest Rate as of November 20, The five-year Loan Prime Rate (LPR) in China is an interest rate published by the National Interbank Funding Center authorized by the People's Bank of China, which reflects the loan rate level provided by commercial banks to their most creditworthy clients. This rate is calculated according to the formation mechanism of the loan market quotation rate and is mainly used to guide the pricing of loan interest rates, replacing the original benchmark loan interest rate. The release of the LPR aims to promote the market-oriented reform of loans, making loan interest rates more market-oriented, transparent, and more directly influenced by market supply and demand and interest rate fluctuations. .

This data holds an importance level of , calculated using The Loan Market Quote Rate (LPR) is quoted by various quoting institutions based on the public market operation rate (mainly referring to the Medium-term Lending Facility rate) plus a margin, and is calculated by the National Interbank Funding Center, providing a pricing reference for bank loans, and updates Announced on the 20th of each month. The next release is set for 2025-12-22 09:15:00.

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