Investment is a path to enlightenment: The road to financial freedom anchored by the "Way of Heaven".

The investment market is the ultimate arena of human nature and the way of heaven. When the majority chase the myth of getting rich quickly amidst the fluctuations of candlestick charts, the true wise ones who have traversed through bull and bear markets have already comprehended the profound meanings of the "Tao Te Ching": the highest realm of investment is not to defeat the market, but to become the carrier of market laws. This is akin to the wisdom of Da Yu managing water by "dredging the nine rivers"; it seems effortless, yet in truth, it achieves a state of non-action by conforming to the nature of water.

1. The Heavenly Dao Code in the Torrent of the Market
The financial market is like the surging Yangtze River, with the clamor of "the monkeys on both banks never cease to cry" and hidden inevitable rules of "flowing to the sea never returns." During the four circuit breakers of the US stock market in 2020, investors who counter-trend increased their positions in Apple and Microsoft saw an average return of 245% three years later. Behind this counterintuitive operation is a firm belief in the law that "value will eventually return." Just as Buffett bought Goldman Sachs preferred shares during the 2008 financial crisis, it essentially practiced the "extreme dragon will have regrets" reversal principle from the Book of Changes.

The cryptocurrency market interprets this rule to an even greater extent. When Bitcoin fell from $64,000 to $30,000 in 2021, 84% of contract traders were liquidated, while investors who continuously dollar-cost averaged in spot trading welcomed historical highs in 2024. This modern financial market validates the ancient proverb by Laozi that "to hold and gain is not as good as not holding at all" in the most primitive way.

2. The Practical Map of Wuwei Investment
A truly effective investment system is often simple enough to be doubted. Data from Vanguard Group shows that investors who have adhered to a dollar-cost averaging strategy in the S&P 500 index since 1976 have achieved an average annual return of 10.2%, surpassing 85% of actively managed funds. This confirms the brilliance of Charlie Munger's "sit and wait investment method"—just like a farmer planting in spring and harvesting in autumn, sowing chips in the trough of a bear market and reaping the fruits at the peak of a bull market.

Ray Dalio's All Weather Strategy demonstrates a higher-dimensional wisdom of non-action. By allocating 30% to stocks, 55% to bonds, 7.5% to gold, and 7.5% to commodities, this strategy only experienced a drawdown of 3.93% during the 2008 financial crisis, while the S&P 500 plummeted by 37% in the same period. This "unmoved by the eight winds" asset allocation essentially creates a dynamic balance across different economic cycles.

Three, the three realms of investment cultivation
Real investment masters are undergoing a continuous mental revolution. Peter Lynch reveals in "Beating the Street" that when the average turnover rate of ordinary investors exceeds 100% annually, transaction costs can consume 30% of potential returns. This requires investors to undergo a cognitive leap from "a mountain is a mountain" to "a mountain is still a mountain." During the 2015 A-share stock market crash, products under Dan Bin, who adhered to value investing, experienced a 60% drawdown, yet achieved an annualized return of 21% over the following seven years, perfectly embodying the Eastern investment philosophy of "persevering until the clouds part and the moon appears."

In the field of cryptocurrencies, this practice is more challenging. Data shows that among users participating in contract trading in 2023, 92% went to zero within three months, while investors employing a "spot + dollar-cost averaging + stop-loss" strategy had a survival rate of 78%. This confirms the wisdom of Sun Tzu's "The Art of War": "To plan for the invincible is the key to waiting for the enemy's vulnerability"—controlling risk is more important than pursuing returns.

From the perspective of a century-long river of wealth, all great investment systems validate the same truth: Wealth is a projection of cognition and a reflection of one's character.
When investors refine greed and fear into awe and composure, transforming chasing highs and cutting losses into spring sowing and autumn harvest, financial freedom is no longer a goal but a byproduct of cognitive awakening.
As stated in "Zhuangzi: The Nourishment of Life": "My life has limits, but knowledge is limitless. To use the limited to pursue the unlimited is perilous!" In the ultimate realm of investment, the most brilliant strategy is to stop competing with the market and instead align with the way of nature.