XRP and Bitcoin Quietly Become the Backbone of Real Estate and Gary Cardone is Placing Big Bets

While Bitcoin dominates the headlines as the store of value and investment of the new era, a quieter revolution is taking place, one that holds immense potential for the future of real estate. The XRP Ledger, the silent hero, is leading the way in changing how we buy, sell, and hold the world's most valuable assets. From tokenizing government-backed real estate in Dubai to private land deals in Silicon Valley, XRP is proving that it's more than just a payment rail. It is emerging as a global infrastructure layer for real-world assets (RWA) and savvy investors are paying attention. Dubai Is Building The Future Of Real Estate On XRP On May 25, 2025, the Dubai Land Department launched a new platform that allows UAE residents to purchase tokenized real estate shares. Tokenization is the process of converting ownership rights of an asset into a digital token on the blockchain. All these transactions are recorded on the XRP ledger and are directly linked to Dubai's official land registry. By 2033, Dubai expects 7% of its $300 billion real estate market to be tokenized. Why XRP? The team chose it for its speed, stability, and regulatory readiness. Meanwhile, in the United States, Propy, a leading blockchain real estate platform facilitating real estate transactions, has begun accepting XRP for real estate purchases, starting with a rare plot of land in Silicon Valley. Propy has processed over $4 billion in transactions, including fully Bitcoin-backed mortgages on-chain. Now, with the addition of XRP, it provides buyers with a faster, safer way to own real estate with cryptocurrency, not just for payment but also to secure ownership of the property. As Propy's founder, Natalia Karayaneva, said: "You can buy land anywhere in the world with just a few clicks, quickly, inexpensively, and without fear of fraud." From Dubai to Silicon Valley: Real Estate Enters the Blockchain Era Real estate is no longer bound by paperwork and delays. Blockchain technology, with its unparalleled efficiency and security, is ushering in a new era for the industry. In Dubai, the government is tokenizing assets directly on the XRP Ledger, while in California, Propy is now accepting XRP to buy land. Smart contracts are automating the transfer of ownership and crypto-backed collateral, using Bitcoin or XRP, which are replacing the traditional 30-day approval process. This new development will allow more people to get involved in real estate worldwide, helping investors and smaller entrepreneurs get the funding they need anywhere in the world. This new change is quietly connecting the global physical world with the digital world. The Driving Force of the Organization is Being Built—And Smart People See the Tracks While most headlines focus on asset prices, investors like Gary Cardone are paying attention to something more fundamental: the infrastructure being built. In my interview with Gary Cardone at Bitcoin 2025 in Las Vegas, he reaffirmed his deep belief in Bitcoin while referring to XRP's growing profile. "I don't understand XRP," he said. "I want to believe in it. These things are like a god—you can believe in all of them, but maybe it's better to pick one." While Bitcoin remains his main focus, even Cardone's acknowledgment of XRP underscores its growing relevance to serious investors, creating confidence in the choices they make. Mr. Cung Shares a Unique Strategy Combining Real Estate and Bitcoin: "We purchased institutional quality assets—300 to 450 units—and added 15 million dollars worth of Bitcoin to the purchase. The total fund amount is approximately 122 million dollars. Over four years, we averaged dollar costs for renting in Bitcoin. By the fourth year, we had 125 million dollars in real estate and 125 million dollars in Bitcoin. We did not buy Bitcoin—our real estate has already bought it." This dual asset approach reflects a broader trend: leveraging tangible income-generating assets to build long-term access to cryptocurrency without having to sell or sacrifice any assets. Conclusion: The Future of Tokenized is Here—And XRP is Leading From Prypco Mint in Dubai to the emergence of Propy as a key player in the blockchain real estate sector, the XRP Ledger has the potential to quietly become the platform for global asset ownership. As blockchain technology continues to streamline ownership, payments, and lending, the question is no longer whether or not, but when this industry will move transactions onto the blockchain, a process known as 'on-chain'.