Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
295,501,076
0.000414%/
0.000475%
/4.17%
0.000624%
/5.47%
btc
BTC
2,462
255.99M USDT
0.000265%/
0.000336%
/2.95%
0.000321%
/2.82%
eth
ETH
6,388
15.76M USDT
0.000253%/
0.000349%
/3.06%
0.000306%
/2.69%
xrp
XRP
18,924,512
44.4M USDT
0.000535%/
0.000591%
/5.18%
0.000917%
/8.04%
doge
DOGE
196,124,616
44.27M USDT
0.000339%/
0.000403%
/3.54%
0.000429%
/3.76%
ondo
ONDO
23,707,996
24.04M USDT
0.000850%/
0.001344%
/11.78%
0.001130%
/9.90%
shib
SHIB
1,021,337M
16.09M USDT
0.000307%/
0.000338%
/2.97%
0.000613%
/5.37%
kas
KAS
149,412,073
16.01M USDT
0.000115%/
0.000151%
/1.33%
0.000426%
/3.74%
pi
PI
13,464,399
14.49M USDT
0.000134%/
0.000225%
/1.98%
0.000563%
/4.94%
ltc
LTC
142,137
14.07M USDT
0.000356%/
0.000389%
/3.41%
0.000429%
/3.76%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?