RLUSD Overview and Market Landscape

RLUSD is a U.S. dollar stablecoin introduced by Ripple in late 2024, officially known as the Ripple USD Stablecoin. Each RLUSD token is backed 1:1 by U.S. dollars, held in cash or equivalent assets by a registered trust company. Ripple designed RLUSD to be one of the safest and most compliant instruments for cross-border settlements. Unlike Tether (USDT) and Circle (USDC), RLUSD benefits from robust institutional support and places a strong emphasis on comprehensive audits and regulatory transparency.

As of July 2025, RLUSD has a market capitalization of approximately $557 million and a circulating supply of over 550 million tokens. The token is listed on major exchanges such as Bitget, Gate, and Bybit, supporting trading pairs with USDT, BTC, ETH, and others. RLUSD has attracted significant market attention on major exchanges.

Latest Price and Trading Data Analysis

RLUSD is currently priced at about $0.9998, maintaining a narrow trading range between $0.995 and $1.002. Its 24-hour trading volume is approximately $113 million, reflecting strong market activity.

Historical Data Snapshot:

• Launch Date: December 2024
• All-Time High: $1.020 (March 2025)
• All-Time Low: $0.995
• Main Trading Pairs: RLUSD/USDT, RLUSD/ETH, RLUSD/BTC

RLUSD demonstrates significantly lower price volatility compared to other crypto assets. This aligns with the core attributes of a stablecoin.

Three Primary Factors Affecting RLUSD’s Price

1. Regulatory Environment: The ongoing progress of U.S. stablecoin legislation is a favorable development for RLUSD. Ripple is one of the few stablecoin issuers in the U.S. with regulatory approval, in compliance with regulations set by the SEC and NYDFS. This enhances RLUSD’s credibility significantly compared to unaudited stablecoin projects.
2. Institutional Adoption: Institutions such as SBI Holdings and Standard Chartered are actively testing RLUSD for cross-border settlements. Consistent growth in transaction demand further boosts RLUSD’s market liquidity.
3. Competitive Dynamics: RLUSD’s core strength lies in its regulatory advantage over Tether and USDC. In both Asia and Europe, more regulated platforms are adding RLUSD among supported assets, which is expected to help RLUSD capture market share from other stablecoins.

Technical Perspective: Support and Resistance Levels

• Short-Term Support: $0.9985
• Short-Term Resistance: $1.0020
• Potential Breakout: Sustained trading above $1.0020 could trigger a move toward the $1.0050 range

The MACD indicator signals that bullish and bearish momentum are nearly balanced, while the daily Bollinger Bands are converging. This convergence suggests that a significant change in trading volume may be imminent.

RLUSD Price Forecast

• 1 Week Outlook: Expected trading range between $0.998 and $1.002
• 1 Month Outlook: If favorable regulatory news emerges or exchange support expands, RLUSD could rise modestly to $1.005
• 3 Month Outlook: If demand for compliant stablecoins remains strong, RLUSD may surpass $1.01

In conclusion, RLUSD’s current behavior is in line with the defining characteristics of a compliant stablecoin. While its future price is expected to remain relatively stable, RLUSD remains attractive to conservative investors. Considering regulatory developments and technical indicators, RLUSD is poised for steady performance in the second half of 2025 and is a strong candidate for inclusion in stablecoin investment portfolios.